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Preventing Identity Theft

In the ongoing effort to prevent identity theft, we offer the following recommendations:

  • In the event that your SHAZAMChek® or ATM card is lost, stolen, or you suspect identity theft, contact Guaranty Bank at 319-286-6200 or 800-383-8000 after regular business hours
  • Check your credit report annually
  • Review each line item on your bills and statements each time you receive them
  • Guard your mail and trash from theft. An easy way to do this is by shredding items containing personal identifying information
  • Use extreme caution when giving out personal information. Guaranty Bank will never call you or e-mail you asking you to verify the info you have already provided us
  • Copy all the contents of your wallet or purse and keep those copies in a safe location
  • Report lost or stolen checks or credit cards immediately

In short, if a deal sounds even potentially too good to be true, it probably is. A common current scam is for unsuspecting consumers to be sent a real-looking check with a request to wire money to the check sender in return. For more information, visit

For additional information, you may call the Federal Trade Commission (FTC) Identity Theft Hotline at 877-IDTHEFT (877-438-4338) or visit their website at Visa also offers tips on preventing fraud and ATM safety at