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Business Checking

Business checking accounts help you with your day to day business operations.  Choose a business checking account that fits your business size and activity level.  Small business checking customers might want to start with a Community account or build up to a Basic Business Account.  For established businesses, Commercial checking supports higher volume checks and deposits.

  Description Minimum Balance Other Benefits





Community Checking


We offer this account to small businesses, organizations, and clubs who have very limited check writing and deposit activity.

Interest is not available on this account.

No minimum monthly balance requirements

Any combination of 25 debits and deposited items are free each month. Debits and deposited items in excess of the monthly aggregate limit of 25 are $.05 each.

  • Free Internet Banking
  • Free Bill Pay
  • Free e-statements
  • Free Mobile Banking-
  • No annual fee Debit Card





Basic Business Checking


Designed for sole proprietorships and unincorporated or nonprofit businesses with a low-volume of checks or deposits.

Interest available if eligible.

A $500 minimum balance avoids a $5 monthly fee

Any combination of 50 debits and deposited items are free each month. Debits and deposited items in excess of the monthly aggregate limit of 50 are $.05 each.

  • Free Internet Banking
  • Free Bill Pay
  • Free e-statements
  • Free Mobile Banking-
  • No annual fee Debit Card





Commercial  Checking


This account will benefit businesses with a medium to high volume of checks or deposited items.


$10 monthly maintenance fee

Debit items are $.15 each

"On-us" deposited items are $.05 each

"Transit" deposited items are $.07 each

 

  • Free Internet Banking
  • Free Bill Pay
  • Free e-statements
  • Free Mobile Banking-
  • No annual fee Debit Card
  • An earnings credit is applied on accounts using an analysis based service charge*

All checking accounts are subject to credit approval
- Message and data rates may apply
*The earnings credit rate applied to the Commercial Checking account is a variable rate and may change at any time.  The earnings credit analysis is for the purpose of offsetting the service charge.

Open a Business Checking Account

Connect with one of our Business Bankers to get started with your business checking account – chat online, call us at 319-286-2600 or stop in one of our branch offices.