319-286-6200
Interest Rates and Annual Percentage Yields *

Products and minimum balance to open & avoid service charges. Tiers Interest
Rate		 Annual
Percentage
Yield
Variable Rate Savings (Personal and Business)
minimum balance to open: $100
minimum balance to avoid fee - $100

0.10
 0.10
IRA Savings
minimum balance to open: $100

0.75
 0.75
Health Savings Account

2.00
 2.02
Money Market Deposit Account
minimum balance to open: $1,000
minimum balance to avoid fee - $1,000

0.10
 0.10
Money Market Hi Yield (Personal)
minimum balance to open: $10,000
minimum balance to avoid fee - $15,000
$250,000 or more
 Tier 5
Tier 4
Tier 3
Tier 2
Tier 1
 $14,999.99 or less
$15,000 to $49,999.99
$50,000 to $99,999.99
$100,000 to $249,999.99
$250,000 or more
 0.10
0.20
0.30
0.40
0.40
 0.10
0.20
0.30
0.40
0.40
Money Market Hi Yield (Business)
minimum balance to open: $15,000
minimum balance to avoid fee - $15,000
$250,000 or more
 Tier 5
Tier 4
Tier 3
Tier 2
Tier 1
 $0 to $14,999.99
$15,000 to $49,999.99
$50,000 to $99,999.99
$100,000 to $249,999.99
$250,000 or more
 0.10
0.20
0.30
0.40
0.40
 0.10
0.20
0.30
0.40
0.40
Personal NOW
minimum balance to open: $100
minimum balance to avoid fee - $1,000

0.05
 0.05
Guaranty Checking
minimum balance to open: $100
minimum balance to avoid fee -
aggregate of $5,000*
$6 monthly maintenance fee
Balances of $1,000 or more

Balances of $1,000 or more
$999.99 or less
 0.05
0.00
 0.05
0.00
Guaranty Plus Checking
minimum balance to open: $100
minimum balance to avoid fee -
aggregate of $10,000*
$10 monthly maintenance fee
$100,000 or more
 Tier 6
Tier 5
Tier 4
Tier 3
Tier 2
Tier 1
 $999.99 or less
$1,000 to $9,999.99
$10,000 to $24,999.99
$25,000 to $49,999.99
$50,000 to $99,999.99
$100,000 or more
 0.05
0.10
0.10
0.15
0.15
0.20
 0.05
0.10
0.10
0.15
0.15
0.20
Basic Business Checking with Interest

0.10
 0.10
Earnings Credit
Used to offset service charges on Business Checking accounts ONLY

.25

*The minimum aggregate balance on Guaranty Checking & Guaranty Plus Checking is determined by combining minimum balances in all personal checking, savings, personal loans, certificates of deposit, IRAs, Trust & Guaranty Investment Services relationships.

Rates are variable and subject to change without notice.
The effect of fees could reduce earnings.

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