| Products and minimum balance to open & avoid service charges. | Tiers | Interest Rate |
Annual Percentage Yield |
|
|---|---|---|---|---|
|
Variable Rate Savings (Personal and Business) minimum balance to open: $25 minimum balance to avoid fee - $100 |
|
|
0.50 |
0.50 |
|
IRA Savings minimum balance to open: $100 |
|
|
0.75 |
0.75 |
|
Health Savings Account |
|
|
2.00 |
2.02 |
|
Money Market Deposit Account minimum balance to open: $1,000 minimum balance to avoid fee - $1,000 |
|
|
0.50 |
0.50 |
|
Money Market Hi Yield (Personal) minimum balance to open: $10,000 minimum balance to avoid fee - $15,000 $250,000 or more |
Tier 5 Tier 4 Tier 3 Tier 2 Tier 1 |
$14,999.99 or less $15,000 to $49,999.99 $50,000 to $99,999.99 $100,000 to $249,999.99 $250,000 or more |
0.20 0.35 0.50 0.70 0.90 |
0.20 0.35 0.50 0.70 0.90 |
|
Money Market Hi Yield (Business) minimum balance to open: $15,000 minimum balance to avoid fee - $15,000 $100,000 to $249,999.99 |
Tier 5 Tier 4 Tier 3 Tier 2 Tier 1 |
$0 to $14,999.99 $15,000 to $49,999.99 $50,000 to $99,999.99 $100,000 to $249,999.99 $250,000 or more |
0.20 0.35 0.50 0.70 0.90 |
0.20 0.35 0.50 0.70 0.90 |
|
Personal NOW minimum balance to open: $25 minimum balance to avoid fee - $1,000 |
|
|
0.10 |
0.10 |
|
Guaranty Checking minimum balance to open: $25 minimum balance to avoid fee - aggregate of $5,000* $6 monthly maintenance fee |
|
$999.99 or less Balances of $1,000 or more |
0.00 0.10 |
0.00 0.10 |
|
Guaranty Plus Checking minimum balance to open: $25 minimum balance to avoid fee - aggregate of $10,000* $10 monthly maintenance fee |
Tier 6 Tier 5 Tier 4 Tier 3 Tier 2 Tier 1 |
$999.99 or less $1,000 to $9,999.99 $10,000 to $24,999.99 $25,000 to $49,999.99 $50,000 to $99,999.99 $100,000 or more |
0.10 0.15 0.20 0.25 0.30 0.40 |
0.10 0.15 0.20 0.25 0.30 0.40 |
|
Basic Business Checking with Interest |
|
|
0.10 |
0.10 |
|
Earnings Credit Used to offset service charges on Business Checking accounts ONLY |
|
|
.25 |
|