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The minimum balance to open an account is $50.00. We offer Online Bill Pay, Mobile Banking, Security Plus1, and Safe Deposit Boxes with all accounts.


Guaranty Xpress

No Maintenance Fee
Unlimited Check Writing
Online Banking
Online Check Images


Guaranty e-Checking

5 free Checks Per Month
Online Check Images
e-Statements via
Online Banking Required
$5.00 Maintenance Fee2 


Guaranty Green

No Maintenance Fee
Unlimited Check Writing
e-Statements via
Online Banking Required


Guaranty Plus

$10,000 Aggregate Bal. to avoid $10.00 Maintenance Fee3
Unlimited Checking Writing
Online Banking
Free 3x5 Safe Deposit Box
0.50% Personal Loan Discount
Guaranty Bank & Trust's Routing Number is 073900108.  Refer to the sample check.
sample check



1 Subject to credit approval. 
2 Waived if 5 or fewer checks clear the account each statement cycle. If the $5 fee is assessed, then a $0.50 per check fee will be assessed.  The fee will be imposed ever statement cycle if more than five checks, drafts or over-the-counter withdrawals clear the account in that statement cycle.
3The minimum aggregate balance on Guaranty Plus Checking is determined by combining minimum balances in all personal checking, savings, personal loans, certificates of deposit, IRAs, Trust & Guaranty Investment Services relationships.  Rates are variable and subject to change without notice.
Rates are variable and subject to change without notice.
Additional terms and restrictions apply. Your Consumer Deposit Account Disclosure.pdf