319-286-6200
Interest Rates and Annual Percentage Yields *
| Products and minimum balance to open & avoid service charges. | Tiers | Interest Rate | Annual Percentage Yield | |||||
|---|---|---|---|---|---|---|---|---|
| Variable Rate Savings (Personal and Business) minimum balance to open: $100 minimum balance to avoid fee - $100 |
0.05 |
0.05 |
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| IRA Savings minimum balance to open: $100 |
0.50 |
0.50 |
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| Health Savings Account |
1.00 |
1.00 |
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| Money Market Deposit Account minimum balance to open: $1,000 minimum balance to avoid fee - $1,000 |
0.10 |
0.10 |
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| Money Market Hi Yield (Personal) minimum balance to open: $10,000 minimum balance to avoid fee - $15,000 |
Tier 5 Tier 4 Tier 3 Tier 2 Tier 1 |
$14,999.99 or less $15,000 to $49,999.99 $50,000 to $99,999.99 $100,000 to $249,999.99 $250,000 or more |
0.05 0.15 0.25 0.30 0.30 |
0.05 0.15 0.25 0.30 0.30 |
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| Money Market Hi Yield (Business) minimum balance to open: $15,000 minimum balance to avoid fee - $15,000 |
Tier 5 Tier 4 Tier 3 Tier 2 Tier 1 |
$14,999.99 or less $15,000 to $49,999.99 $50,000 to $99,999.99 $100,000 to $249,999.99 $250,000 or more |
0.05 0.15 0.25 0.30 0.30 |
0.05 0.15 0.25 0.30 0.30 |
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| Personal NOW minimum balance to open: $100 minimum balance to avoid fee - $1,000 |
0.05 |
0.05 |
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| Guaranty Checking** minimum balance to open: $100 minimum balance to avoid $6 monthly maintenance fee - aggregate of $5,000* |
$999.99 or less Balances of $1,000 or more |
0.00 0.05 |
0.00 0.05 |
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| Guaranty Plus Checking** minimum balance to open: $100 minimum balance to avoid $10 monthly maintenance fee - aggregate of $10,000* |
Tier 6 Tier 5 Tier 4 Tier 3 Tier 2 Tier 1 |
$999.99 or less $1,000 to $9,999.99 $10,000 to $24,999.99 $25,000 to $49,999.99 $50,000 to $99,999.99 $100,000 or more |
0.05 0.10 0.10 0.15 0.15 0.20 |
0.05 0.10 0.10 0.15 0.15 0.20 |
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| Basic Business Checking with Interest |
0.05 |
0.05 |
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| Earnings Credit Used to offset service charges on Business Checking accounts ONLY |
.25 |
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**The minimum aggregate balance on Guaranty Checking & Guaranty Plus Checking is determined by combining minimum balances in all personal checking, savings, personal loans, certificates of deposit, IRAs, Trust & Guaranty Investment Services relationships.
Rates are variable and subject to change without notice.
*The effect of fees could reduce earnings
