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Building A New Home

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Building a new home can be one of the most satisfying -- or aggravating -- activities of a lifetime. Your home should fit the way you live, with spaces and features that appeal to the whole family.

There are so many things to consider when having a new home built - so many choices to make. How many bedrooms should you have? Is the kitchen large enough? What layout works best?

Get pre-approved: Pre-approval is a guarantee from the lender for a specified loan amount. Getting pre-approved will assist you in the financial planning of your new home by establishing how much you can afford to spend.

1.Meet with builders: Arrange for an appointment with a reputable custom builder. Discuss possible floor plans and lot considerations to meet your needs.

2.Locate property: Work with area Realtors or property owners to find a lot. Evaluate locations based on your lifestyle and personal preferences.

3.Select your Home: Choose your floor plan and specify interior and exterior finishes.

4.Order blue prints: The prints are a working set of drawings needed for a detailed quote. They are also used for the actual construction of your home.

5.Request quote: A quote is a detailed price based on your blue print and specifications. This will be the basis for your financing and construction contract.

6.Secure financing: Meet with your lending institution to complete financing arrangements. Your pre-approval will greatly assist this process.

7.Sign contract: Contact your builder to sign the contract. The contact will spell out the details of the process to ensure everyone is properly informed.

Build your home!