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Mortgage Lineup

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No matter what your needs are, we have a mortgage option that's right for you. Being comfortable with your home buying decision frees you to focus on creating a happy home for yourself and your family.

Adjustable Rate Loans
A good fit for borrowers who may move within a few years
Loan is for a fixed-rate period (3, 5 and 7 year options available)
Flexible terms

Fixed Rate Loans
Interest rate and monthly payments remain the same for the life of the loan
A good option if you are likely to stay in the home at least seven years (or longer)
Perfect for the buyer who wants long-term stability
Bridge loan financing available to ease the transition to your new home

Home Equity Line of Credit

  • Interest paid on accessed credit amounts only
  • Variable interest rate
  • Lines can be accessed by personal checks, over the phone or in person
  • Ideal when the total amount needed for a project like home remodeling is not clear and bills may be paid over time
  • Although interest may be tax deductible, this must be confirmed with your tax advisor

Home Equity Loan
Receive the entire amount of the loan up front
Interest rate and monthly payment amount are fixed until the loan matures
Ideal when total loan need is clear and amounts are needed right away
You may also pay off the loan at any time with no pre-payment penalties.