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The Visa® Bonus Rewards Card

25% Bonus Every Month

  • Earn 1 point for every net $1 you spend
  • Get a 25% bonus on all points earned every month, automatically (that's the equivalent of getting 1.25 points for every net $1 you spend).
  • No caps or limits on the points you can earn, plus you have at least five years to redeem for rewards.
  • $25 cash back with your first purchase.
  • 0% introductory APR for the first 6 billing cycles on purchases and balance transfers. After that, a variable APR, currently 9.99%-20.99%.
  • No annual fee.

The Visa® Bonus Rewards PLUS Card

50% Bonus Every Month

  • Earn 1 point for every net $1 you spend
  • Get a 50% bonus on all points earned every month, automatically (that's the equivalent of getting 1.50 points for every net $1 you spend).
  • No caps or limits on the points you can earn, plus you have at least five years to redeem for rewards.
  • $50 cash back with your first purchase.
  • 0% introductory APR for the first 6 billing cycles on purchases and balance transfers. After that, a variable APR, currently 9.99%-20.99%.
  • $50 annual fee.

Rewards Choices include:

  • Unlimited 1% cash back
  • Merchandize available for as low as 1,800 points
  • Travel redemptions starting at 25,000 points
  • Gift cards available for as low as 2,500 point
  • 0% introductory APR for the first 6 billing cycles on purchases and balance transfers. After that, a variable APR, currently 9.99%-20.99%.

At Guaranty Bank, our industry leading consumer and business credit card products offer competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs. Learn More or Apply Now.

To manage your cards, please go to www.myaccountaccess.com or you can call customer service  at
1-800-558-3424 for consumer cards or 1-866-552-8855 for business cards.