Mortgage Loans

Use our Guaranty Bank mortgage tools and information to help you make the best home loan financing choice for your kind of life.
Building A New Home
Building a new home can be one of the most satisfying -- or aggravating -- activities of a lifetime. Your home should fit the way you live, with spaces and features that appeal to the whole family.

There are so many things to consider when having a new home built - so many choices to make. How many bedrooms should you have? Is the kitchen large enough? What layout works best?

Get pre-approved:
Pre-approval is a guarantee from the lender for a specified loan amount. Getting pre-approved will assist you in the financial planning of your new home by establishing how much you can afford to spend.
  1. Meet with builders: Arrange for an appointment with a reputable custom builder. Discuss possible floor plans and lot considerations to meet your needs.
  2. Locate property: Work with area RealtorsÒ or property owners to find a lot. Evaluate locations based on your lifestyle and personal preferences.
  3. Select your Hhme: Choose your floor plan and specify interior and exterior finishes.
  4. Order blue prints: The prints are a working set of drawings needed for a detailed quote. They are also used for the actual construction of your home.
  5. Request quote: A quote is a detailed price based on your blue print and specifications. This will be the basis for your financing and construction contract.
  6. Secure financing: Meet with your lending institution to complete financing arrangements. Your pre-approval will greatly assist this process.
  7. Sign contract: Contact your builder to sign the contract. The contact will spell out the details of the process to ensure everyone is properly informed.
  8. Build your home!