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Checking

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Guaranty Plus
Interest Checking 

Minimum Opening Amount $50

Maintain a $10,000 minimum aggregate balance in Guaranty checking, savings, personal loans, or CDs and there is no $10 monthly maintenance fee.

ATM or debit cards with no annual fee

Unlimited free debit card and ATM transactions

  • No fees for cashier's checks, stop payments, or domestic wire transfers1
  • Free 3x5 safe deposit box (as available)
  • 1/2% Discount on personal loans2
  • Free single select checks or $10 select duplicate checkings
  • a tiered interest rate is paid on all balances
  • Free Internet Banking
  • Free Bill Pay
  • Free e-Statements
  • Free Mobile Banking3

Guaranty
Green Checking

Minimum Opening Amount $50

Earn 2.75% APY on applicable balances (balances over $10,000 will earn 0.10%APY)4

ATM or debit cards with no annual fee

Unlimited free debit card and ATM transactions

  • Use your Guaranty debit card a minimum of 10 times each statement cycle for either PIN based or signature transactions (counted when they post to the account)
  • Statements delivered electronically through on-line banking (e-statements) and
  • Either an ACH automatic debit or direct deposit
  • Free Internet Banking
  • Free Bill Pay
  • Free e-statements
  • Free Mobile Banking3

Guaranty
e-Checking

Minimum Opening Amount $50

Waived if 5 or fewer checks clear the account statement cycle.  If the $5 fee is assessed, then a $0.50 per check fee will be assessed.

ATM or debit cards with no annual fee

Unlimited free debit card and ATM transactions

 
  • Free Internet Banking
  • Free Bill Pay
  • Free e-statements
  • Free Mobile Banking3
  • Five checks are allowed to be written each month at no charge
              (charges are determined by when the check clears the account)

Guaranty
Xpress 

Minimum Opening Amount $50

 

ATM or debit cards with no annual fee

Unlimited free transactions at Guaranty Bank machines

  • Free Internet Banking
  • Free Bill Pay
  • Free e-Statements
  • Free Mobile Banking3

All checking accounts are subject to credit approval.

1 Limit of 3 per month.

2 Discounts are for personal loans only (does not apply to mortgage loans) and cannot be combined with any other loan discounts or offers.
3 Message and data rates may apply.
4 Rates effective 03/18/14. Interest rates are variable and may change at our discretion. Each statement cycle to earn the 2.75% annual percentage yield (APY) on balances up to and including $10,000. If you do not meet these requirements listed above, the APY will be .10% on the entire balance. Balances over $10,000 will earn .10% APY.