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Personal Savings Accounts

  Minimum Balance Interest Other Benefits


A $100 minimum balance will avoid a $5 monthly fee.

A $1 transaction fee is assessed based on each withdrawal over the monthly limit of five.


Based on Current Market

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Money Market*** 

Minimum opening deposit of $1,000.

A $1,000 minimum balance will avoid a $5 monthly fee.


Pays Interest on a Tiered Plan

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High-Yield Money


Minimum Opening Deposit of $15,000.

A $15,000 minimum balalnce will avoid a $10 monthly fee.

Very Competitive Tiered Interest Rates


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Various Terms and Balance Options

Interest Rates are relationship based with frequent rate specials

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Individual Investment Accounts****
Traditional Roth IRA's available
Health Savings account (HSA) Available 

Certificates of Deposit (CDs) are savings vehicles that offer set interest rates for a fixed period of time. You select from a wide range of maturity options, make a one-time investment with Guaranty, and earn interest until the CD term is up.

We reward our loyal customers with better CD rates. The more business you do with us, the better your rate on our regular certificates. Contact your Guaranty Bank representative today for details.

**Transfers from this account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties. A $1.00 fee for each transaction over the above monthly limitations will be assessed
***No more that six transfers/withdrawals per calendar month to another account of the depositor or to third party by means of a preauthorized or automatic transfer, or telephonic (including data transmission) agreement.
****Substantial penalties for early withdrawal may apply
Savings accounts may be subject to credit approval
1-Message and data rates may apply