Savings

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Savings

Min. Opening Deposit - $100
Min. Balance to Avoid Maint. Fees - $100
Monthly Maint. Fee - $51
Transaction Fee - $12
Rate Information - Flat Rate on All Balances
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Money Market
 
Min. Opening Deposit - $1,000
Min. Balance to Avoid Maint. Fees - $1,000
Monthly Maint. Fee - $51
Transaction Fee - $13
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Hi-Yield Money Market

Min. Opening Deposit - $15,000
Min. Balance to Avoid Maint. Fees - $15,000
Monthly Maint. Fee - $101
Transaction Fee - $13
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CDs

Certificates of Deposit (CDs) are savings vehicles that offer set interest rates for a fixed period of time. You select from a wide range of maturity options, make a one-time investment with Guaranty, and earn interest until the CD term is up.

We reward our loyal customers with better CD rates. The more business you do with us, the better your rate on our regular certificates.
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CDARS ® 

Guaranty Bank offers the Certificate of Deposit Account Registry Service (CDARS®) for anyone with significant FDIC coverage needs. CDARS® saves the inconvenience of spreading deposits over multiple institutions or transferring ownership between family members, corporations or affiliates.
 
The benefits of the CDARS® program include:
  • Safety of FDIC insurance for deposits in excess of $250,000
  • Favorable CD interest
  • Managed convenience
  • Security of working with a trusted, local financial provider
 

Contact-Us

1Monthly maintenance fees apply if minimum balance is not met.
2Transfers from this account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to six per month with no transfers by check draft, debit card or similar order to third parties.  A transaction charge of $1 will be charged for each withdrawal (in person excluded) in excess of 5 during a calendar month.
3No more than six transfer/withdrawals per calendar month to another account of the depositor or to third party by means of preauthorized or automatic transfer, or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order made by the depositor and payable to third parties.  A $1 fee for each transaction over the above monthly limitations will be assessed.
 
Additional terms and restrictions apply. Your Consumer Deposit Account Disclosure.pdf