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Mortgage Lineup


No matter what your needs are, we have a mortgage option that's right for you. Being comfortable with your home buying decision frees you to focus on creating a happy home for yourself and your family.

Our Mortgage Options

Adjustable Rate Loans

  • Great for borrowers who may move within a few years
  • Fixed-rate periods with 3, 5, 7 and 10 year options available
  • Flexible loan terms

Fixed Rate Loans

  • Interest rate and monthly payments remain the same for the life of the loan
  • Great option if you are likely to stay in your new home for 7+ years
  • Perfect for the buyer who wants long-term stability
  • Long-term fixed rate mortgages
  • Bridge loan financing available to ease the transition to your new home

Home Equity Line of Credit

  • Interest paid on accessed credit amounts only
  • Variable interest rate with fixed rate options available
  • Lines can be accessed by personal checks, over the phone, or in person
  • Ideal for unknown project costs, like home remodeling, where bills may be paid over time
  • Tax deductible interest (this must be confirmed by your tax advisor)

Home Equity Mortgage Loans

  • Receive the entire amount of the loan up front
  • Interest rate and monthly payment amount are fixed until the loan balloons
  • Ideal when total loan need is clear and amounts are needed right away
  • Pay off the loan at any time with no pre-payment penalties

If you have any questions about buying your first home, or if you are interested in starting the process, contact one of our mortgage lenders. You can also call Guaranty Bank at (319) 286-6200.